| dc.creator |
Mpuya, Patricia |
|
| dc.date |
2019-03-14T11:53:02Z |
|
| dc.date |
2019-03-14T11:53:02Z |
|
| dc.date |
2013 |
|
| dc.date.accessioned |
2021-05-05T08:08:13Z |
|
| dc.date.available |
2021-05-05T08:08:13Z |
|
| dc.identifier |
http://hdl.handle.net/11192.1/2451 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192.1/2451 |
|
| dc.description |
This dissertation is copyright material protected under the Berne Convention, the
Copyright Act of 1999 and other International and National enactment, in that behalf
on intellectual property. It may not be reproduced by any means, in full or in part,
except for short extract in fair dealing, for research or private study, critical scholarly
review or research or discourse with an acknowledgement, without the written
permission of Mzumbe University, on behalf of the author. |
|
| dc.description |
This study discusses the impact of Microfinance Institution in Financing of Small
and Medium Entrepreneurs in Tanzania. In order to understand this impact PRIDE
was selected as the case study, and SMEs that are financed by PRIDE in Dar es
Salaam were selected to represent SMEs. This study intended to investigate the
impact of MFIs in financing of SMEs in Tanzania, with a particular interest in the
role that micro-finance institutions play in the growth of SMEs. It analyze the effect
of MFIs on the growth of SMEs in Tanzania and it proposes a more effective
approach that MFIs can adopt in order to meet the growth-oriented needs of SMEs.
In this research, Mixed method approach was adopted for additive purposes, but also
to complement weakness and strengths of both approaches. Simple random and
purposive sampling techniques were used to select 152 respondents. Data were
collected through interviews, questionnaires and Documentary reviews. Data were
finally analyzed and interpreted then figures and tables were presented.
This study indicated that PRIDE Tanzania assist SMEs to have greater access to
credit, savings enhancement and provision of business, financial and managerial
training.. However, it was found that, the major challenge faced by SMEs is the
cumbersome process associated with accessing credit of which collateral security and
high interest rate are major setback. The MFIs on the other hand, face some
challenges relating to credit misappropriation and non-disclosure of the relevant facts
of their businesses.
It is recommended that proper and extensive monitoring activities should be provided
for clients who are granted loans. In order to reduce the rate of default, PRIDE and
MFIs can research into very profitable business lines and offer credit to clients who
have the capacity to exploit such business |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe university |
|
| dc.subject |
Medium entreprenus |
|
| dc.title |
“The Impact of Mic Institution in Small and Medium Entrepreneurs in Tanzania, a case of PRIDE in Dar es Salaam |
|
| dc.type |
Thesis |
|