Jaluma General Supplies Ltd(App) Vs Stanbic Bank Ltd(Res)The appellant is a limited liability company incorporated in Tanzania. It operates a current account No. 0140017542201 with the respondent bank at its City Branch. On 2ih February, 2008, the appellant received cheque No. 000003 drawn by Ms J.O Investment Company Limited, for the sum of Shs 250,320,000/= which was deposited in the said account on the same day. Initially the cheque was returned to the payee with the endorsement "Confirmation of the Drawer Required". On 5th March, 2008 the cheque was redeposited. On the 10th March, 2008, the appellant drew requisition for a banker's cheque in favour of the respondent in the sum of Shs 250,000,000/=. The cheque was however dishonored with the endorsement "effects not cleared".