A Dissertation Submitted to School of Business in Partial Fulfillment for the Requirements of the Award of Master of Business Administration (Corporate Management) Degree of Mzumbe University.The study was about constraints women micro – entrepreneurs face in accessing credit for business in Nyamagana District, Mwanza city. The study objective was to examine the “Constraints Women Micro-entrepreneurs Face in Accessing Finance in Nyamagana District, Mwanza city” The research design employed both quantitative and qualitative methods to answer the research problem. The study involved 131 women micro-entrepreneurs and using self administered questionnaire, interviews were used to gather information from selected women micro – entrepreneurs and loan officers from MFIs. The data was analyzed through SPSS and Excel Computer packages. The findings revealed that women micro-entrepreneurs engaged in several business activities such as trade, services and farming because they are easy to enter and generate good profits. They also face three categories of constraints when accessing finance internal factors (such as limited understanding of benefits of micro – finance), socio – cultural constraints (absence of time to think and plan their business, negative beliefs and attitude about women traditional roles) and government policy constraints (absence of affordable finance programs).In order to overcome these constraints, they obtained loans from relatives and friends, sale of personal assets and acquiring assets or goods on short return credit. Women micro-entrepreneurs suggested strategies to gain easy access to finance through formation of SACCOS, formation of women enterprise fund and starting donor initiative schemes. The study recommended the starting of more lucrative businesses with potential to grow such as small cottages and agro based industries, training on entrepreneurship, sensitizing the public about role of women in modern society and start of government supported micro-enterprise funding program. It also suggests areas for further research such as extensive studies in other districts regions prior generalization and effect of MFIs on development of micro enterprises.