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Effects of Employee Based SACCOS on Welfare of Its Member; A Case of Selected SACCOS in Mvomero District, Morogoro

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dc.creator Zakaria, Emmanuel
dc.date 2020-06-30T11:33:40Z
dc.date 2020-06-30T11:33:40Z
dc.date 2019
dc.date.accessioned 2021-05-05T08:08:31Z
dc.date.available 2021-05-05T08:08:31Z
dc.identifier Zakaria, E. (2019). Effects of Employee Based SACCOS on Welfare of Its Member; A Case of Selected SACCOS in Mvomero District, Morogoro. Disseration. Mzumbe University
dc.identifier http://hdl.handle.net/11192/3424
dc.identifier.uri http://hdl.handle.net/11192/3424
dc.description A Dissertation submitted in partial fulfillment of the requirement for the award of the Master degree of Business Administration in Corporate Management (MBA-CM) of Mzumbe University.
dc.description The Savings and Credit Cooperative Societies (SACCOS) are monetary co-agents that go for gathering the money related needs of all individuals by empowering reserve funds and giving advances to the individuals. It assumes significant job in financial advancement of individuals and networks by and large as SACCOS empower simple access to monetary administrations to individuals, energize reserve funds, make work openings, support legitimately network improvement exertion like helping network access to social administrations, invigorate development of business, and improve individuals' salary just as living conditions. In this investigation an endeavor was made to investigate the impacts of worker put together SACCOS with respect to welfare of its individuals. This study used SACCOS in Mvomero District as a case study because such microfinance well promoted in Mvumero as a result, it enables members to achieve the social and economic expectations of members. A total of 80 respondents who were members of SACCOS were selected for filling questionnaire by using purposive and convenience sampling methods, while interview method was used as the main data collection method applied to assist the researcher to collect data from the respondents so as to obtain in-depth answers. Statistically, findings reveals that 34 respondents equivalent to 43 percent agreed that SACCOS has a contribution towards its members while the second group of respondents 28 (35%) disagreed that SACCOS has contribution towards its members and the remaining 18 (22%) did not know whether SACCOS has a contribution towards its members or not. The findings have established that since SACCOS aimed at reducing poverty level in the community; it has recommended that SACCOS should lower interest rate as well as minimising conditions for accessing loan for its members so that they can all benefit and improve their welfare.
dc.language en
dc.publisher Mzumbe University
dc.subject SACCOS, WELLFARE, EMPLOYEE BASED SACASE
dc.title Effects of Employee Based SACCOS on Welfare of Its Member; A Case of Selected SACCOS in Mvomero District, Morogoro
dc.type Thesis


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