| dc.creator |
Wambura, Mwita Sabai |
|
| dc.date |
2020-08-21T06:36:46Z |
|
| dc.date |
2020-08-21T06:36:46Z |
|
| dc.date |
2013 |
|
| dc.date.accessioned |
2021-05-05T08:08:36Z |
|
| dc.date.available |
2021-05-05T08:08:36Z |
|
| dc.identifier |
APA |
|
| dc.identifier |
http://hdl.handle.net/11192/3740 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192/3740 |
|
| dc.description |
A Dissertation Submitted to Mzumbe University DSM Campus College in Partial Fulfillment of the Requirement for Award of Master of Business Administration Corporate Management (MBA – CM) of Mzumbe University |
|
| dc.description |
This study aimed at assessing the causal relationship between the tertiary Institutions loan applicants access higher education loan and loan defaulters in Tanzania case of Dar es Salaam region. The study used case study design where both primary data and secondary data in exploring causal relationship between the tertiary Institutions loan applicants access higher education loan and loan defaulters in Tanzania.
A total of 215 respondents from higher learning institutions in Dar es salaam were sampled from Higher Education Students Loan Board (HESLB); National Council for Technical Education (NACTE); Tanzania Commission for Universities (TCU); Dar es Salaam Institute of Technologies(DIT); Ardhi University(ARU); Institute of Social Work (ISW); and Tumaini University .
Findings from the survey shows that there were number of reasons that led to conclude that there is negative correlation between the tertiary education loan defaulters and new loan applicants in Tanzania. Majority of respondents argued that the fact that the HE loan defaulters did not pay their debts affected the ability of new applicants to access loan from the loan board.
The study recommends that the loan board be equipped in order to perform effectively their activities. The research finding shows that the loan board is not strategically well placed ( in terms of resources and structures) in collecting the arrears from the defaulters and at the same time it does not have an adequate data base showing reliable information in relation to occupation and location of the indebted students. It is further recommended that Loan Board should establish a data base whereby loan applicants particulars are stored and regularly updated to establish their accuracy. Moreover, in order to broaden access to loan facility by more students, Government should subsidize and guarantee the bank loans to students. |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
Tertiary Education Loan Defaulters, Loan Applicants,Tertiary Education, Loan Defaulters, Universities, Higher Learning Institutions, Higher Education |
|
| dc.title |
Assessment of Causal Relationship between Tertiary Education Loan Defaulters and Loan Applicants in Tanzania: A Case of Dar es salaam Region in Tanzania |
|
| dc.type |
Thesis |
|