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Retirement is the start of a new phase in life. The issue of retirement is given special
consideration and attention in Tanzania. This is because every human being is
vulnerable to risks and uncertainties with respect to income as a means of life
sustenance, to cover these threats. Retirement benefits seen to be social insurance
and social assistance arrangements that protect the employees or population against
various risks including social life stress, diseases, economic hardship and the like.
For this reason Public Service Social Security Fund Act, Act No.2 of 2018,
establishes the Public Service Social Security Scheme (PSSSS) that provides for the
contributions to and payments of social security benefits in respect of the service of
the employees in public service. The laws governing retirement benefits in Tanzania
prove sound effective set up. However, their implementation has remained subject to
criticism
The study was conducted through field study at Lushoto, and Tanga municipal within
Tanga Region. The study involved documentary review and field research by
gathering relevant information from Pension officers, legal practitioners and Public
servants. Mainly collection of field data involved oral interviews and questionnaire
methods. The study involved a sample of 20 respondents and random sampling was
employed. This study found out that, the law (Act No.2 of 2018) provides adequate
framework, since it has created a uniform set of rules and regulation for smooth
administration to ensure on time payments of retirement pension’s benefits, however
the study found that the problem of implementation is still there, the law is not
effectively implemented to cover the problems that the retirees have always facing,
the problem of implementation is due to issue of bureaucracy, insufficient
coordination between the fund which leads to poor record and the problem of
missing information.
The study recommends that for the sake of effective enforcement and
implementation of laws relating to the payments of retirement benefits to retired
public servants. The Government should find the means and strategies to overcome
those challenges including checking of bureaucracy, raising of public servant’s
awareness on laws governing retirement benefits and others in order render better services to the members, awareness creation regarding the law governing retirement
benefits is not to be undermined (Legal awareness), sufficient coordination between
the Fund and the beneficiaries is required to frequently remit and updates their
information and particulars for purpose of record keeping to the Fund (PSSS Fund) |
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