| dc.creator |
Lema, David |
|
| dc.date |
2020-10-12T08:39:12Z |
|
| dc.date |
2020-10-12T08:39:12Z |
|
| dc.date |
2019 |
|
| dc.date.accessioned |
2021-05-05T08:08:37Z |
|
| dc.date.available |
2021-05-05T08:08:37Z |
|
| dc.identifier |
APA |
|
| dc.identifier |
http://hdl.handle.net/11192/4374 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192/4374 |
|
| dc.description |
A research Proposal Submitted in Partial Fulfillment of the Requirement for
the Degree of Masters of Business Administration in Corporate Management
(MBA- CM) of Mzumbe University |
|
| dc.description |
This study aimed at determining the factors affecting performance of commercial
banks in Tanzania. The study analyzed the performance of commercial banks in
Tanzania using linear multiple regression analysis for period of seven years from
2011 to 2017 using panel data of audited financial statements of selected fourteen
commercial banks in Tanzania.
The study was undertaken by using published audited financial statements of
fourteen (14) commercial banks for seven (7) years from 2011 to 2017. Published
audited financial statements were taken from banks which have been operating in
Tanzania at least for more than seven years. Various ratios related to both
independent and dependent variables were computed and analyzed to determine to
what extent these variables affect the performance of commercial banks in Tanzania.
The study found that, Capital adequacy, liquidity, non-performing loans and age are
the major internal specific factors which affect the performance of commercial
banks in Tanzania. In additions, the findings revealed that, liquidity had significant
influence on the performance of commercial banks in Tanzania compared to other
factors.
Commercial banks should establish favorable and innovative relationship with their
borrowers by participating in their business meeting, social activities and delivering
dedicated service with reasonable charges which will encourage them to transact
more and settle their obligation rather than wait until they become defaulters which
increase NPL. The central bank should ensure effective implementation of credit
risk management policies and internal liquidity limits among commercial banks
from initial point rather than waiting until commercial banks facing tight liquidity
condition and huge deterioration of their capital. Precaution and implementation of
policies should not wait adverse conditions which have been the case in banking
industry in Tanzania. |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
performance of commercial banks |
|
| dc.subject |
Tanzania |
|
| dc.title |
“Factors affecting performance of commercial banks in Tanzania: A Case of Commercial Banks in Dar es Salaam |
|
| dc.type |
Thesis |
|