| dc.creator |
Pella, Deokala |
|
| dc.date |
2020-11-09T06:01:06Z |
|
| dc.date |
2020-11-09T06:01:06Z |
|
| dc.date |
2020 |
|
| dc.date.accessioned |
2021-05-05T08:08:42Z |
|
| dc.date.available |
2021-05-05T08:08:42Z |
|
| dc.identifier |
APA |
|
| dc.identifier |
http://hdl.handle.net/11192/4459 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192/4459 |
|
| dc.description |
A Dissertation Submitted in Partial/Fulfilment of the Requirements for Award
of the Degree of Master of Business Administration in Corporate Management
(MBA-CM) of Mzumbe University |
|
| dc.description |
The study described an assessment on challenges facing small and medium
enterprises (SMEs) in accessing finance in Dar es Salaam, Tanzania. The study
assessed causative factors that fostering access to finance by SMEs from banks in
Tanzania. Three independent variables were identified being limited awareness,
limited collateral and limited formal planning.
The study employed causal relationship approach by means of relationship testing
between variables. Data were generated from GT Bank customers as SMEs from the
sample of 100 respondents gathered through structured questionnaire. The collected
data was processed using SPSS version 23.0 to generate relevant statistics to present
primary data. The study used descriptive statistics to illustrate respondents profile in
terms of age, gender and education level. Correlation and multiple regression
analysis was used to illustrate the existing relationship of the study variables.
Study results evident that all three independent variables namely limited formal
planning, limited collaterals and limited awareness revealed positive relationship
with significant effect on access to finance. This therefore implies that access to
finance in small and medium enterprises (SMEs) from banks is affected by limited
formal planning, limited collaterals and limited awareness. Finally, the study findings
suggest that government should formulate policies and directives that will foster
formalization of enterprises in terms of keeping financial records to attract lending
decisions by the banks. This may enable the enterprises to have finance access from
banks. |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
Small and medium enterprises (SMEs) |
|
| dc.subject |
Accessing finance |
|
| dc.title |
Challenges faced by Small and Medium Enterprises(SMEs) in Accessing Finance in Dar es salaam, Tanzania |
|
| dc.type |
Thesis |
|