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The study set to assess the role of SACCOS in poverty reduction in Tanzania at Same District. A cross section research design was used to reach the respondents. The target group for the present study was the SACCO‟s members and non-SACCOS members in which a sample size of 200 was used to select 100 respondents from members and 100 from non members. Primary data were collected by using interview, questionnaires, observation and focused group discussion while secondary data were obtained from documentary sources such as magazine, books, newspapers, manual files and journals. Quantitative data from structured and semi-structured questionnaires were analyzed using Excel and Statistical Package for Social Sciences (SPSS). The SPSS was specifically used to show the significance between the income of members and non members also income before members joining SACCOS and after being members. Simple descriptive methods such as frequencies, percentages and cross tables were used to explain the existing situation of the institution. The results obtained were used to make comparison between members and non-members‟ life improvement. It was found that the perception of the performance of SACCOS was good where by 49% of members and 53% of non-members the performance of SACCOS in their areas testified. Results concerning the factors for success and failure revealed accessibility of SACCO‟s services was the major factors which contributed to the success while lack of training opportunities emerged as a major factor for the failure of SACCOS to perform better.
The study recommends that, SACCOS should consider training component in their plans and the government should strengthen the SACCOS to be able to operate like banks and loan opportunities be channeled through them. |
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