| dc.creator |
rMasoud, Kautha |
|
| dc.date |
2016-03-15T19:16:35Z |
|
| dc.date |
2016-03-15T19:16:35Z |
|
| dc.date |
2013 |
|
| dc.date.accessioned |
2018-03-24T12:04:59Z |
|
| dc.date.available |
2018-03-24T12:04:59Z |
|
| dc.identifier |
http://hdl.handle.net/11192/893 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192/893 |
|
| dc.description |
A Research Dissertation to Mzumbe University, Dar es Salaam Campus College
in Partial Fulfillment of the Requirements for the Award of the Degree of
Master of Science in Accounting and Finance (MSc A&F) of Mzumbe
University |
|
| dc.description |
The impact of the recent global economic and financial crisis on unemployment has
been substantial in both developed and developing countries. High unemployment
rate among young people increased further during and the after crisis and triggered
serious economic and social problems and results on increase in poverty. It has been
investigated that, this serious problem has been solved after introduction of
Microfinance Institution.
Good performance of Microfinance Institution is one of the strongest means to
effective unemployment reduction especially for developing countries. As a result, in
many countries it has received an increasing in Microfinance Institution as important
elements of society and as a tool for improving the performance of the lower income
earners. In connection to this, survey is conducted on selected National Microfinance
Bank to assess and determine what current practices and desired practices of the role
of Microfinance functions in identifying the impact of micro- credit services on
income level of the target beneficiaries. The researcher used the stratified randomly
sampling technique in obtaining relevant information.
Findings reveal that, Microfinance can be a critical element of an effective poverty
reduction strategy especially for developing countries. The study is an experimental
case with the reference to National Micro-Finance Bank where participants in
microfinance programs and non-participants where studied over time, thus yielding a
rich pooled data for analysis. On integrating time dynamics in the analysis, the result
indicates a positive and significant impact of microfinance on the improvement of
income level.
Nevertheless, there is a need to create a policy framework to spur growth not only in
microenterprises but also in the overall rural economy that would lead to the creation
of employment opportunities and an increment in the agricultural output. This is
quite a big task to accomplish and may require more than one particular policy
intervention. In essence this calls for both private (microfinance) and public |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
micro-credit service |
|
| dc.subject |
target beneficiaries |
|
| dc.title |
The impact of micro-credit service on income Level of the target beneficiaries: a case of National micro finance bank limited Kariakoo Area |
|
| dc.type |
Thesis |
|