| dc.creator |
Shabani Chamshama, Shesaa |
|
| dc.date |
2016-03-23T08:36:44Z |
|
| dc.date |
2016-03-23T08:36:44Z |
|
| dc.date |
2015 |
|
| dc.identifier |
http://hdl.handle.net/11192/997 |
|
| dc.description |
A Dissertation Submitted in Partial Fulfilment of the Requirements for the
Degree of Masters of Business Administration (Corporate management) – MBA
(CM) of Mzumbe University |
|
| dc.description |
Microfinance institutions (MFIs) generate or bridge the gap left by commercial
banks in issuing microcredit to poor people, small businesses and micro
entrepreneurs. The main objectives of MFIs include outreach to the poor, making
positive impact and maintaining financial sustainability. The objectives are
interrelated as for MFIs to fulfil the objective of outreach to poor population and
making positive impact they should operate on a sustainable basis.
The aim of the study was to determine the impact of staff training and financial
regulations on financial sustainability of MFIs in Tanzania case of Morogoro
municipality. The study followed a descriptive research design using a set of 42
observations from 14 MFIs over the period 2011-2013 out of the population of 116
MFIs in Morogoro municipal. Stratified random sampling technique was used to get
the number of MFIs during the study. Two types of data were collected, primary and
secondary by using questionnaires and documentation review respectively. Data was
analysed using descriptive analysis, correlation analysis and multiple regression.
The findings reveal that there is a positive statistically significant relationship
between staff training and financial sustainability. The study also revealed that there
is a negative statistically significant relationship between financial regulations and
financial sustainability of MFIs in Tanzania. The study show that 76.1% of the
variability in financial sustainability is due to variability of staff trainings and
financial regulations meanwhile the remaining 23.1% was due to other variables
which were not studied in the research. Financial regulation makes the strongest
statistically significant unique contribution in explaining financial sustainability of
MFIs in Tanzania compared to staff training. |
|
| dc.language |
en |
|
| dc.subject |
staff training |
|
| dc.title |
The impact of staff training and financial Regulations on financial sustainability of Microfinance institutions in Tanzania: A case of Morogoro municipality |
|
| dc.type |
Thesis |
|