| dc.creator |
Temu, A. P |
|
| dc.date |
2021-04-22T08:42:21Z |
|
| dc.date |
2021-04-22T08:42:21Z |
|
| dc.date |
2019 |
|
| dc.date.accessioned |
2022-10-25T08:52:32Z |
|
| dc.date.available |
2022-10-25T08:52:32Z |
|
| dc.identifier |
https://www.suaire.sua.ac.tz/handle/123456789/3427 |
|
| dc.identifier.uri |
http://hdl.handle.net/123456789/92681 |
|
| dc.description |
A Dissertation 2019 |
|
| dc.description |
This study was conducted to assess youth’s credit accessibility and employment creation
in Kilombero District. Specifically, the study aimed at, identifying the proportion of youth
with access to credit, identifying the challenges faced by the youth in their endeavor to
acquire credit and determining the contribution of youth’s access to credit towards
employment creation. The study adopted a cross -sectional design whereby data were
collected once from 181 randomly selected youth. Data were collected through a
questionnaire survey, focus group discussions and key informant interviews. Primary
quantitative data were analyzed using SPSS whereby descriptive and inferential statistics
were determined. Qualitative data collected through the focus group discussions and key
informants interview were analyzed using a thematic analysis. Findings from the study
show that only a few of the youth had access to credit. Lack of collateral was the major
challenge the youth faced in accessing credit. The study observed that interest rate was
another setback to youth’s access to credit. Lastly, the study findings show that most of
the youth who had credit were able to create employment for others thus, contributing to
the reduction of unemployment. Based on the findings the proportional of the youth
accessing credit in Kilombero District is very small and this is mainly due to inadequate
collateral. It is recommended that the issue of collateral needs to be looked at, so as to
create positive conditions for the youth to access credit. Lending institutions should
reduce their interest rates to enable youths to access credit. Also, training on financial
management before and after the disbursement of credit should be done so as to get the
most from the credit accessed by the youth. |
|
| dc.format |
application/pdf |
|
| dc.language |
en |
|
| dc.publisher |
Sokoine University of Agriculture |
|
| dc.subject |
Youth’s credit accessibility |
|
| dc.subject |
Employment creation |
|
| dc.subject |
Tanzania |
|
| dc.subject |
Kilombero District |
|
| dc.subject |
Morogoro |
|
| dc.title |
Youth’s credit accessibility and employment creation in Tanzania: a case of Kilombero District, Morogoro |
|
| dc.type |
Thesis |
|