Factors influencing informal sector workers contributions to pension scheme: a case study pensions fund in Tanzania

Mmbaga, Christine Paul

dc.creator	Mmbaga, Christine Paul
dc.date	2019-09-02T08:07:53Z
dc.date	2019-09-02T08:07:53Z
dc.date	2018
dc.date.accessioned	2022-10-20T14:40:02Z
dc.date.available	2022-10-20T14:40:02Z
dc.identifier	Mmbaga, C. P. (2018). Factors influencing informal sector workers contributions to pension scheme: a case study pensions fund in Tanzania. Dodoma: The University of Dodoma
dc.identifier	http://hdl.handle.net/20.500.12661/1369
dc.identifier.uri	http://hdl.handle.net/20.500.12661/1369
dc.description	Dissertation (Masters of Business Administration)
dc.description	The informal economy is characterized by less job security, lower incomes, an absence of access to a range of social benefits and fewer possibilities to participate in formal education and training programmes. There are several factors which need to be study that limit informal sector workers’ contribution to pension schemes. This study aimed to examine factors influencing informal sector worker’s contribution to pension scheme. Specifically, addresses perception of informal workers towards institutionalized social security schemes, factors that influence informal workers’ decision to participate in a social security schemes, challenges and constraints for informal workers in social security schemes. Information from this sample size were collected through questionnaire to capture the study themes. Descriptive statistics such as frequencies and percentages were used to summarize the socio-economic characteristics of the drives and constraints to participate in social security scheme. The knowledge and perception towards social security scheme were analysed using frequencies and percentages through five point Likert scale. Heckman two stage approach was adopted in analysing the data collected from 170 informal sectors employees in Dodoma City. The findings show that, Benefit provided by the social security funds are strong force to encourage informal sector employees. Government policy once are clearly formulated could encourage social security funds to provide relevant products in the demand of informal sector employees. Informal sector employees are limited with accessibility of social security funds due to lack of respective information on the operation of social security institution.
dc.language	en
dc.publisher	The University of Dodoma
dc.subject	Informal economy
dc.subject	Job security
dc.subject	Lower incomes
dc.subject	Formal education
dc.subject	Pension schemes
dc.subject	Social security schemes
dc.subject	Social security funds
dc.subject	Dodoma
dc.subject	Informal sector employees
dc.subject	Social security institution
dc.title	Factors influencing informal sector workers contributions to pension scheme: a case study pensions fund in Tanzania
dc.type	Dissertation