Factors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam region

Mlaki, Fadhili

dc.creator	Mlaki, Fadhili
dc.date	2019-09-03T06:00:08Z
dc.date	2019-09-03T06:00:08Z
dc.date	2013
dc.date.accessioned	2022-10-20T14:39:57Z
dc.date.available	2022-10-20T14:39:57Z
dc.identifier	Mlaki, F. (2013). Factors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam region. Dodoma: The University of Dodoma.
dc.identifier	http://hdl.handle.net/20.500.12661/1445
dc.identifier.uri	http://hdl.handle.net/20.500.12661/1445
dc.description	Dissertation (MA Business Administration)
dc.description	This study investigated factors that hinder access to credit by small and medium enterprises in Dar es Salaam region. It employed both quantitative and qualitative methods. Using purposive sampling, a total of 47 respondents were selected to take part in the study. Data were obtained through semi-structured interviews, structured questionnaire and documentary review. Quantitative data from questionnaires were subjected to descriptive analysis. The findings show that both Small and Medium Enterprises (SMEs) are suffering from lack of information, training and poor condition for credits imposed by Financial Institutions (FIs) to SMEs. The implications of these findings were discussed in terms of policy preparation. It was found that conditions for credits should be reduced to fit the need of SMEs. It was further suggested that complex procedures and lack of information should be taken as serious issues to be dealt with by the government, FIs and SMEs sectors. If the government manages to solve the mentioned problems, it will improve the business environment in Tanzania. vi
dc.publisher	The University of Dodoma
dc.subject	Dar es Salaam region
dc.subject	Medium enterprises
dc.subject	Small enterprises
dc.subject	Small and Medium Sized Enterprises
dc.subject	SMEs
dc.subject	Hinder
dc.subject	Restrict
dc.subject	Prevent
dc.subject	Credit
dc.subject	Loan
dc.subject	Accessibility
dc.title	Factors that hinder access to credit by small and medium enterprises in Tanzania: a case of Dar es Salaam region
dc.type	Dissertation