The impact of micro-credit service on income Level of the target beneficiaries: a case of National micro finance bank limited Kariakoo Area
| dc.creator | rMasoud, Kautha | |
| dc.date | 2016-03-15T19:16:35Z | |
| dc.date | 2016-03-15T19:16:35Z | |
| dc.date | 2013 | |
| dc.date.accessioned | 2018-03-24T12:04:59Z | |
| dc.date.available | 2018-03-24T12:04:59Z | |
| dc.description | A Research Dissertation to Mzumbe University, Dar es Salaam Campus College in Partial Fulfillment of the Requirements for the Award of the Degree of Master of Science in Accounting and Finance (MSc A&F) of Mzumbe University | |
| dc.description | The impact of the recent global economic and financial crisis on unemployment has been substantial in both developed and developing countries. High unemployment rate among young people increased further during and the after crisis and triggered serious economic and social problems and results on increase in poverty. It has been investigated that, this serious problem has been solved after introduction of Microfinance Institution. Good performance of Microfinance Institution is one of the strongest means to effective unemployment reduction especially for developing countries. As a result, in many countries it has received an increasing in Microfinance Institution as important elements of society and as a tool for improving the performance of the lower income earners. In connection to this, survey is conducted on selected National Microfinance Bank to assess and determine what current practices and desired practices of the role of Microfinance functions in identifying the impact of micro- credit services on income level of the target beneficiaries. The researcher used the stratified randomly sampling technique in obtaining relevant information. Findings reveal that, Microfinance can be a critical element of an effective poverty reduction strategy especially for developing countries. The study is an experimental case with the reference to National Micro-Finance Bank where participants in microfinance programs and non-participants where studied over time, thus yielding a rich pooled data for analysis. On integrating time dynamics in the analysis, the result indicates a positive and significant impact of microfinance on the improvement of income level. Nevertheless, there is a need to create a policy framework to spur growth not only in microenterprises but also in the overall rural economy that would lead to the creation of employment opportunities and an increment in the agricultural output. This is quite a big task to accomplish and may require more than one particular policy intervention. In essence this calls for both private (microfinance) and public | |
| dc.identifier | http://hdl.handle.net/11192/893 | |
| dc.identifier.uri | http://hdl.handle.net/11192/893 | |
| dc.language | en | |
| dc.publisher | Mzumbe University | |
| dc.subject | micro-credit service | |
| dc.subject | target beneficiaries | |
| dc.title | The impact of micro-credit service on income Level of the target beneficiaries: a case of National micro finance bank limited Kariakoo Area | |
| dc.type | Thesis |