The Effects of Higher Education Students Loan Board's Means-Testing Upon Enrollment of Undergraduate Students in Tanzanian Private Universities
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SAUT
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The study on “ The Effects of Higher education Students' Loan Board’s means-testing upon
enrollment of needy students in Tanzanian private universities: A case of St. Augustine
University of Tanzania” was guided by four objectives, the main one being assessment of the
effects of Higher Education Students’ Loan Board’s means-testing upon enrollment of needy
students. A quantitative approach based on questionnaires with open and closed ended questions
was employed while documentary review was employed for secondary data. The primary data
for this study was collected from 112 informants in four faculties purposively sampled using non
proportional quota sampling considering gender equality was collected from SAUT admission
office and SAUT loan office so the study revealed both positive and negative effects.
It was concluded that there were very few needy students who fairly benefit from the loans as
graded using the means-testing, the faculty of education has been on the safe side when
compared to all other faculties necessitating the need for decentralization of HESLB, reforming
the available means-testing if not changing to the market model of financing education which
will enable self-financing of educational sector.
To recommend, improvement of means-testing and the practice is compulsory in order to
minimize the big gap between negative and positive effects; equality in percentages of
beneficiaries between public and private universities is very important and that HESLB
employees need to be carefully employed by the government so as to get faithful officials.
Conclusively, means-testing as a tool for loan disbursement to students especially those of low
economic status, has both positive and negative effects towards enrolment whereby the negative
side weighs higher than positive side.
Keywords
Enrollment; Loan Board Means-Testing