Enhanced security model for mobile banking systems in Tanzania

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dc.creatorNyamtiga, Baraka W
dc.creatorSam, Anael
dc.creatorLaizer, Loserian S
dc.date.accessioned2023-08-09T06:55:16Z
dc.date.accessioned2025-08-05T07:39:01Z
dc.date.available2023-08-09T06:55:16Z
dc.date.created2023-08-09T06:55:16Z
dc.date.issued2013
dc.description.abstractIn mobile banking schemes; financial services are availed and banking services are provided using mobile devices. GSM services are greatly utilized for data transmission by the technologies used in conducting mobile transactions. In their operations; these technologies send data in plaintext. Financial service providers tend to rely on the security services provided by the GSM which has been proved to be susceptible to cryptanalytic attacks. The used algorithms for crypto mechanisms are flawed leaving data carried through the network vulnerable upon interception. Operators need to take precaution by enforcing some protective measures on the information to be transmitted. This paper describes an SMS based model designed with security features to enhance data protection across mobile networks. Features for data encryption, integrity, secure entry of security details on the phone, and improved security policies in the application server are incorporated. We address issues of data confidentiality, user authentication and message integrity in order to provide end-to-end security of data carried on GSM networks.
dc.identifier2347-4289
dc.identifierhttp://www.suaire.sua.ac.tz/handle/123456789/5570
dc.identifier.urihttp://repository.costech.or.tz/handle/20.500.14732/99225
dc.languageen
dc.publisherInternational journal of technology enhancements and emerging engineering research
dc.subjectCryptography
dc.subjectData Integrity
dc.subjectGSM
dc.subjectMessage Confidentiality
dc.subjectMobile Banking
dc.subjectSecurity
dc.subjectUser Authentication
dc.titleEnhanced security model for mobile banking systems in Tanzania
dc.typeArticle

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