| dc.creator |
Masimba, Gladys Macmillan |
|
| dc.date |
2016-04-27T07:16:56Z |
|
| dc.date |
2016-04-27T07:16:56Z |
|
| dc.date |
2015 |
|
| dc.identifier |
http://hdl.handle.net/11192/1290 |
|
| dc.description |
Research Report submitted in partial fulfillment of the requirements of the
Master’s degree of Business Administration of Mzumbe University |
|
| dc.description |
The study mainly assesses the effectiveness of group lending mechanisms to women
entrepreneurs in Micro-financial Institutions in Tanzania. The study interviewed 120
respondents using the questionnaires, interviews and reviews of documents.
The study found that PRIDE Tanzania used ways/techniques of two categories, the
promotion techniques and organizational techniques to attract clients. The promotion
techniques included using colleagues; using local leaders; and mass/social media. The
organizational techniques included loan size; training; and favorable policy. The study
also found that PRIDE helped the borrowers to have loans at number of times to invest
in their businesses. It was found that the amount of loans increased as the borrowers
repaid the loans. The study also found that the lending groups of PRIDE were faced by a
number of challenges. These challenges included the untrustworthy among the group
members; low education among the group members; family errands; low technology;
and competition.
The study concludes that there are ways that are employed by PRIDE to attract clients to
join the lending groups. These ways are promotional and organizational techniques. The
study also concludes that the loans given by PRIDE were important in the expanding
and improving the well-being of the borrowers. The loans made the investment capital
grow, increase employment opportunities, and the amount of loans give to increase in
amount. The study also concludes that there are a number of challenges facing the group
lenders in PRIDE. These challenges include untrustworthy among the members; low
education, low technology; family problems and competition. |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
group lending mechanisms to women |
|
| dc.subject |
entrepreneurs in micro-finance Institutions |
|
| dc.title |
Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro-finance Institutions in Tanzania: the case of pride Tanzania, Morogoro branch |
|
| dc.type |
Thesis |
|