| dc.creator |
Lema, David S |
|
| dc.date |
2020-09-11T08:51:22Z |
|
| dc.date |
2020-09-11T08:51:22Z |
|
| dc.date |
2019 |
|
| dc.date.accessioned |
2021-05-05T08:08:36Z |
|
| dc.date.available |
2021-05-05T08:08:36Z |
|
| dc.identifier |
APA |
|
| dc.identifier |
http://hdl.handle.net/11192/4057 |
|
| dc.identifier.uri |
http://hdl.handle.net/11192/4057 |
|
| dc.description |
A research Proposal Submitted in Partial Fulfillment of the Requirement for the Degree of Masters of Business Administration in Corporate Management (MBA- CM) of Mzumbe University |
|
| dc.description |
This study aimed at determining the factors affecting performance of commercial banks in Tanzania. The study analyzed the performance of commercial banks in Tanzania using linear multiple regression analysis for period of seven years from 2011 to 2017 using panel data of audited financial statements of selected fourteen commercial banks in Tanzania.
The study was undertaken by using published audited financial statements of fourteen (14) commercial banks for seven (7) years from 2011 to 2017. Published audited financial statements were taken from banks which have been operating in Tanzania at least for more than seven years. Various ratios related to both independent and dependent variables were computed and analyzed to determine to what extent these variables affect the performance of commercial banks in Tanzania.
The study found that, Capital adequacy, liquidity, non-performing loans and age are the major internal specific factors which affect the performance of commercial banks in Tanzania. In additions, the findings revealed that, liquidity had significant influence on the performance of commercial banks in Tanzania compared to other factors.
Commercial banks should establish favorable and innovative relationship with their borrowers by participating in their business meeting, social activities and delivering dedicated service with reasonable charges which will encourage them to transact more and settle their obligation rather than wait until they become defaulters which increase NPL. The central bank should ensure effective implementation of credit risk management policies and internal liquidity limits among commercial banks from initial point rather than waiting until commercial banks facing tight liquidity condition and huge deterioration of their capital. Precaution and implementation of policies should not wait adverse conditions which have been the case in banking industry in Tanzania. |
|
| dc.language |
en |
|
| dc.publisher |
Mzumbe University |
|
| dc.subject |
performance'commercial banks |
|
| dc.title |
“Factors affecting performance of commercial banks in Tanzania: A Case of Commercial Banks in Dar es Salaam ” |
|
| dc.type |
Thesis |
|