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The Influence of Digital Banking on the Performance of Commercial Banks: A Case of CRDB Bank (Head office, Dar Es Salaam

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dc.creator Lyoba, Mariam
dc.date 2020-11-12T08:48:10Z
dc.date 2020-11-12T08:48:10Z
dc.date 2020
dc.date.accessioned 2021-05-05T08:08:44Z
dc.date.available 2021-05-05T08:08:44Z
dc.identifier APA
dc.identifier http://hdl.handle.net/11192/4615
dc.identifier.uri http://hdl.handle.net/11192/4615
dc.description A Dissertation Submitted in Partial Fulfillment of the Requirements for theDegree of Master of Business Administration in Corporate Management (MBA-CM) of Mzumbe University.
dc.description The study was set to explore the influence of digital banking on the performance of commercial banks in Tanzania. The researcher used structured questionnaires and interview data collection methods.. Data were collected and analyzed by descriptive analysis and correlation analysis technique while considering 80 respondents as a sample size. The study findings revealed that the direct relationship among the identified variables were positive correlated in representing the relationship between digital banking and efficiency of the CRDB bank. This implied that there is a strong relationship between digital banking and efficiency of the CRDB bank. The study also revealed that the direct relationship among the identified variables (sales growth, increase revenue, market penetration and customer satisfaction are positive correlated) in representing the relationship between digital banking and sales performance of the CRDB bank. These results implied that there is a strong relationship between digital banking and sales performance of the CRDB bank. The study findings further revealed that there is a strong relationship between digital banking and profitability of the CRDB bank. The researcher suggests that despite of the fact that CRDB bank measures its profitability based on return on asset and return on equity, it should consider the consistent of the factors such as market share, overhead ratio, deposits/assets, and loan/assets to determine its profitability.
dc.language en
dc.publisher Mzumbe University
dc.subject Digital banking
dc.subject Commercial Banks in Tanzania
dc.title The Influence of Digital Banking on the Performance of Commercial Banks: A Case of CRDB Bank (Head office, Dar Es Salaam
dc.type Thesis


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