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The Survival Strategies For Small Banks In A Competitive Banking Industry In Dar es Salaam, Tanzania- The case study of Azania Bank Limited

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dc.creator Mmanyi, Stanley
dc.date 2020-11-16T04:40:56Z
dc.date 2020-11-16T04:40:56Z
dc.date 2020
dc.date.accessioned 2021-05-05T08:08:47Z
dc.date.available 2021-05-05T08:08:47Z
dc.identifier APA
dc.identifier http://hdl.handle.net/11192/4699
dc.identifier.uri http://hdl.handle.net/11192/4699
dc.description A Research Dissertation Submitted in partial fulfillment of the Requirements for the Degree of Master of Business Administration – Corporate Management (MBA - CM) of Mzumbe University
dc.description This study is meant to assess the Survival Strategies for small banks in a competitive Banking Industry as the general objective. While the specific objectives of the study were: to investigate the goals that drive small banks to make strategies in a competitive Banking industry, to determine the effectiveness of survival strategies of small banks in the competitive banking industry and to examine challenges facing the small banks in a competitive banking industry. The study adopted case study design considering the fact that it provides in-depth of the survival strategies used by the small banks. Qualitative methodology was used on this study as research approach. Yin (2004) explained the case study design as it describes the experimental inquiry of the modern marvel which observing the real life situation. The case study was carried out at Azania Bank Limited (ABL) of which the head office is located in Dar es Salaam in Tanzania. Non-probability sampling techniques were engaged with specificity of the purposive sampling technique to target a specific group of respondents. The researcher interviewed Managing Director, Head of Strategy and Planning department, Head of Marketing Department, Customers Service Managers and Customers Category. The researcher collected both Primary and secondary data. The primary data were collected using both interview and discussions. The Azania bank adopted growth strategy in Balance Sheet, Network expansion, Increase market share, Infrastructure, and Human Capital development. Bank also used Market Niche strategy. They developed the markets driven Customer products and services at a Lower Cost or Differentiation strategy to survive the competition forces in the market. Also the bank used the acquisition strategy to acquire Bank M in 2019. It is recommended that future research to expand the study scope should cover the entire small banks in the banking Industry and Secondly, cover both Qualitative and Quantitative methodology in order to establish the relationship between variables such as survival strategy and small banks effective performance.
dc.language en
dc.publisher Mzumbe University
dc.subject Small banks
dc.subject Banking Industry-Tanzania
dc.title The Survival Strategies For Small Banks In A Competitive Banking Industry In Dar es Salaam, Tanzania- The case study of Azania Bank Limited
dc.type Thesis


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