The contribution of commercial banks and retail banks credits to crop farming productivity: A case study of Kongwa district in Dodoma, Tanzania

Kahela, Enock I.

dc.creator	Kahela, Enock I.
dc.date	2019-08-19T12:45:43Z
dc.date	2019-08-19T12:45:43Z
dc.date	2012
dc.date.accessioned	2022-10-20T14:39:58Z
dc.date.available	2022-10-20T14:39:58Z
dc.identifier	Kahela, E. I. (2012). The contribution of commercial banks and retail banks credits to crop farming productivity: A case study of Kongwa district in Dodoma, Tanzania. Dodoma: The University of Dodoma
dc.identifier	http://hdl.handle.net/20.500.12661/937
dc.identifier.uri	http://hdl.handle.net/20.500.12661/937
dc.description	Dissertation (MA Business Administration)
dc.description	Using field data as well as secondary information, this study aimed at reviewing the operational mechanism of the existing formal and informal credit arrangements in Kongwa district in Dodoma region with the view to assess the performance in serving micro-enterprise sector with particular reference to crop farmers. The study aimed to examine the contribution of commercial banks and retail banks credits to crop farming productivity in Kongwa district. The study used cross-sectional survey research design adopting both quantitative and qualitative approaches. The researcher used a sample of 120 respondents randomly selected households in some villages of Kongwa district. The analysis of findings was done using SPSS version computer software and Microsoft Excel. The findings reveal that the existing formal bank (National Microfinance Bank-NMB) in Kongwa District completely does not provide credits to crop farmers. This was contrary to the fact that the government institutions and donor-funded development projects extended piecemeal credit services that were made available to crop farmers. Available evidence shows that services rendered by commercial and retail banks were inadequate, at best targeted to specific groups and to the promotion of specific technologies. Generally, the performance of most of these micro- credit banks (in Dodoma region) was not encouraging. Poor loan recovery is also a big constraint to most of these schemes. The results suggest that there is a need to address key factors that inhibit access to credit by farmers that would facilitate alleviation of poverty in the country.
dc.publisher	The University of Dodoma
dc.subject	Bank
dc.subject	Commercial bank
dc.subject	Retail banks
dc.subject	Crop farming
dc.subject	Kongwa
dc.subject	Tanzania
dc.subject	Dodoma
dc.subject	Crop productivity
dc.subject	Commercial bank credits
dc.subject	Retail banks credits
dc.title	The contribution of commercial banks and retail banks credits to crop farming productivity: A case study of Kongwa district in Dodoma, Tanzania
dc.type	Dissertation